What is NMLS?

NMLS Registration

NMLS stands for Nationwide Multistate Licensing System. It's the national registry where all mortgage brokers, loan originators, and mortgage lenders must be registered to legally do business.

Andrew's NMLS Details

NMLS ID: 195710
Business: Andrew M. Levin Mortgage Broker
Licensed States: All 50 states + DC
License Type: Mortgage Broker

Why NMLS Matters

NMLS is your protection. It means:

Andrew has passed background checks — criminal, credit, and financial history reviewed
Verified experience — NMLS requires documented lending experience and education
Regulatory oversight — state and federal regulators monitor licensed brokers
Consumer complaint process — if something goes wrong, there's a formal mechanism
Annual renewal — licenses must be renewed every year with proof of compliance

How to Verify Andrew's License

Step 1: Go to nmlsconsumeraccess.org

Step 2: Search by NMLS ID 195710 or by name "Andrew M. Levin"

Step 3: You'll see:

Current license status (Active)
All states where he's licensed
License history and renewal dates
Any complaints or disciplinary actions (public record)

This is public information. Anyone can check it anytime.

What NMLS Does NOT Guarantee

NMLS registration means the broker is licensed and regulated — but it's not a personal recommendation. You should:

Talk to Andrew directly before committing to a deal
Check reviews and references (if available)
Make sure you understand the loan terms and fees
Ask questions about anything you don't understand

Filing a Complaint

If you have a complaint about Andrew or any NMLS licensee:

Contact NMLS directly: File through nmlsconsumeraccess.org
Contact your state's banking regulator: Each state has a financial regulation department
Consumer Financial Protection Bureau (CFPB): consumerfinance.gov/complaint

Other Regulations

Beyond NMLS, mortgage brokers are also regulated by:

Dodd-Frank Act — federal consumer protection law
Fair Housing Act — prohibits discrimination in lending
Truth in Lending Act (TILA) — requires clear disclosure of loan terms
Real Estate Settlement Procedures Act (RESPA) — regulates closing practices
Equal Credit Opportunity Act (ECOA) — prevents lending discrimination
Anti-Money Laundering (AML) laws — broker must verify identity and source of funds

Questions?

Want to verify Andrew's credentials in person? Call him:

(410) 818-4750
money@andrewmlevin.com